Accessing Embedded Finance Just Got Easier with Omnea

The financial services world is evolving at speed. But for many innovators, the weight of licenses, integrations, and compliance slows everything down.

At Omnea, we believe it shouldn’t take years to launch your financial innovation. With our CORTEX-powered platform, you can be live in months — without relying on fragile sponsor-bank models.

Omnea FinTech Enablement

Why Omnea?

We’ve built a proven platform designed to give fintechs, payment providers, enterprises, and even government entities direct access to financial infrastructure.

With Omnea, you unlock:

• Instant access to financial infrastructure without building from scratch

• Pre-integrated banks & service providers at your fingertips

• Compliance handled, simplifying regulatory hurdles

• Speed to market, so you can focus on innovation, not administration

  
  

Built for South Africa. Ready for Tomorrow.

Omnea PaaS is fully aligned with the South African Reserve Bank’s Payments Ecosystem Modernisation (PEM) Programme and activity-based licensing framework. This means non-banks can participate in the National Payment System without sponsor-bank dependencies.

What you get today:

• Full payment processing

• Regulatory compliance

• Custody services

• Real-time settlement with RTGS finality

And when SARB opens direct access in 2026, your business will seamlessly upgrade into deeper integration.

Proven. Scalable. Live.

Omnea’s infrastructure isn’t a concept on paper — it’s already live, operational, and moving millions of transactions:

• 10+ clients in-market

• 20+ integrations with banks, PSPs, and VAS providers

• Millions of payments successfully processed across sectors

  
  

Who We Serve

Our infrastructure supports a wide spectrum of use cases:

• Credit Providers & Lenders: Disburse funds into accounts under your control, enabling upsells, transaction revenue, and deeper customer engagement.

• Payment Acquirers & PSPs: Settle merchant funds into your own account infrastructure and capture revenue on every flow.

• Retailers & Enterprises: Launch embedded finance with closed-loop accounts, loyalty rewards, and credit solutions to retain spend.

• Government Entities: Disburse grants, subsidies, and benefits with compliance and full audit trails.

  
  

Real-World Impact

Forward-thinking organisations are already using Omnea to unlock new revenue streams:

• Micro-lenders disbursing into their own accounts to drive repayments, upsell insurance, and offer cashback.

• Payment acquirers building merchant accounts that generate transaction fees and enhance stickiness.

• Retailers creating closed-loop credit ecosystems that keep 100% of spend in-house.

  
  

The Omnea Advantage

Whether you’re an emerging fintech or an established enterprise, Omnea gives you the infrastructure, compliance, and scalability to launch, scale, and lead in embedded finance.