Experience since 1999
Our story began with the team behind SAMOS, South Africa’s real-time gross settlement system. Our story →
PAYMENTS INFRASTRUCTURE · SOUTH AFRICA
Make moving money effortless.
Connect to your banks, have your payments processed for you, or run the whole money flow in custody. One regulated platform, run for you by people who do payments for a living.
Treasury team? One login and one approval flow for every bank you use. See multi-bank payments →
You
OMNEA
Payers
Your banks
One connection from your systems to all your banks. We run it, and your money stays in your own accounts.
See multi-bank payments →R1.24 trillion
in payment instructions facilitated every year
900,000+
payment files a year for major South African corporates
99.8%
platform uptime for mission-critical payments
24/7
standby for critical incidents, on top of a full 6am–6pm team
ACCREDITED AND PARTNEREDPASA System OperatorISO 27001 certifiedThird Party Payment ProviderIBM partnerAxway partnerAOS partner
01 · WHO WE HELP
Tell us who you are. We’ll show you where to start.
MULTI-BANK PAYMENTS
Six bank portals, six logins and manual uploads, every day.
Run every bank from one place instead. Omnea centralises payroll, supplier payments and statements across all your banks, and operates it for you.
Explore multi-bank payments
One login, or payments straight from your ERP or TMS
Dual authorisation and one audit trail across every bank
A consolidated view of cash across banks and entities
02 · HOW IT WORKS
From building it for you to running it all for you
Each stage adds to the one before it. Start where you are today, and move along the path as more of the work makes sense with Omnea — on the same platform, with the same integration.
Five services, one integration: onboarding and verification, payment collection, payment disbursement, account management and reporting, and value-added services.
1WE BUILD AND MANAGE
Dedicated integration
We build integrations to your banks on your own accounts and bank profiles, then support and manage them for you.
What you getBank services
Explore multi-bank payments →2USE OUR PROFILE
Shared integration
Link your accounts to Omnea’s existing bank profile and start without an integration project of your own.
What you getBank services+ Reconciliation and reporting
Explore multi-bank payments →3WE PROCESS FOR YOU
Collect and pay out
As a Third Party Payment Provider, Omnea collects and pays out on your behalf through our sponsoring banks.
What you getBank servicesReconciliation and reporting+ Card+ Fraud management
Explore collect and pay out →4THE FULL SUITE
Build on Omnea
Funds placed in custody in iAccounts your customers own, with onboarding, split settlement, VAS, yield and controls — or build your own.
What you getBank servicesReconciliation and reportingCardFraud management+ Account monitoring+ Third-party services+ Payout controls
Explore build on Omnea →Highlighted items are what each stage adds. Bank services: debit orders, EFT, PayShap and ATM cash vouchers. Fraud management: payments are checked for fraud as they pass through Omnea. Account monitoring: because the money stays on the platform, activity on every account is monitored for fraud and AML risk. Third-party services: airtime, data, electricity, bill payments, vouchers, cashback, point-of-sale payments and yield. Payout controls: suspicious payments are stopped before money leaves.
See what each stage includes
What each stage includes
Everything in a stage carries forward to the next.
Capability
1
Dedicated2
Shared3
Collect and pay out4
Build on OmneaWhere the money sits
Your bank accounts
Your bank accounts
Passes through Omnea, out within a day
Placed in custody, in iAccounts your customers own
Debit orders, EFT, PayShap, ATM cash vouchers and statements
✓
✓
✓
✓
Managed support, monitoring and exception handling
✓
✓
✓
✓
Format transformation and ERP, TMS or AP integration
✓
✓
✓
✓
Strong authentication for users and systems
✓
✓
✓
✓
Approval workflows and dual authorisation
✓
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A full audit trail of every action
✓
✓
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✓
No bank integration project of your own
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✓
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Fully digital account linking
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✓
✓
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Card acquiring
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✓
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Funded payouts within a day, to banks and wallets
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✓
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The same services through Omnea’s sponsoring banks, with our routing and pricing
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✓
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Reconciliation done for you by Omnea
✓
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✓
✓
Fraud management and TPPP controls
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✓
✓
Account monitoring for fraud and AML risk
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✓
Ringfenced iAccounts in your customers’ names
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✓
Customer onboarding, verification and sanction screening
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✓
Split settlement for marketplaces
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✓
Airtime, data, electricity, bill payments and voucher purchases
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✓
Voucher issuing, cashback and payment at the point of sale
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✓
Yield on balances, on the enterprise tier
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✓
Controls that stop suspicious payouts before funds leave
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✓
Build your own products on our APIs
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✓
03 · WHY OMNEA
Why businesses choose Omnea
Proven at scale
R1.24 trillion in payment instructions a year, 99.8% platform uptime and 24/7 standby for critical incidents.
Regulated and protected
A registered Third Party Payment Provider and PASA System Operator, ISO 27001 certified, with funds in custody held through a licensed FSP and an independent nominee. Trust and compliance →
One platform that grows with you
Start with bank connectivity and add processing and custody when you need them, without changing integration. At the Build on Omnea stage, your money keeps working instead of settling away.
Run for you, by people
Our team operates, monitors and supports every service, so your payments are never just software you have to run yourself.
04 · CUSTOMER STORIES
What our customers run on Omnea
Thousands of fund accounts, one set of controls
Asset managers use Omnea to run thousands of accounts and move money between fund accounts and call accounts across their banks.
A commuter payments app for minibus taxi passengers
Commuters sign up with an ID check, keep money in an account in their own name, top up transport cards and buy vouchers, in the app or over WhatsApp.
Automatic savings for small merchants
A card payment provider lets merchants set aside a share of every sale into savings pockets, inside the business app they already use.
Controlled supplier and salary payments
Corporates in mining, retail and other sectors use Omnea to make controlled supplier and salary payments.
Built on Omnea
Our customers have launched these on the platform: some as new apps, some added to apps they already had, and some using Omnea’s white-labelled applications.
Mobile account appsUSSD account accessMerchant account appsOnline payment gatewaySoftPOS and terminal acquiringMerchant portalsBank and admin portalsOnline marketplacesSavings productsVoucheringGiftingTipping servicesNFC payments
See what you can build →05 · START HERE
Start with a conversation.
We don’t believe in one-size-fits-all. Every engagement starts with a discovery session to understand your business model and how you need to move and manage money. We reply within one business day.
01
Discovery
Your model, flows and pain points.
02
Right-fit design
The services and model that suit you, and the business case.
03
Onboarding and go-live
Due diligence, integration support, testing and training.
Book a discovery session
Prefer to read it later?Download the two-page Omnea overview (PDF)