COLLECT AND PAY OUT

Collect from anyone. Pay anyone. Settle fast.

Omnea, a registered Third Party Payment Provider, sits between your business and the banks. One integration for card, EFT and PayShap collections and funded payouts — with sharper pricing, less risk and money moving within a day.

You
OMNEA
Payers
Payees

Many payers become one settlement to you. Your payout batch waits until it’s funded, then reaches every payee within a day.

A regulated intermediary that moves money for you

A Third Party Payment Provider accepts payments from your customers, or makes payments to your recipients, on your behalf — through its own sponsoring banks. You get one relationship and one integration instead of a connection to every bank and every payment type.

COLLECTIONS
Your customers pay — any bank, any channel
Omnea collects, verifies and reconciles
Settled to your account, with a full report
DISBURSEMENTS
You fund the batch and submit the file or API call
Omnea validates, approves and routes each payment
Recipients paid to bank accounts or wallets within a day

The buying power of a payments network, not a single business

On your own, you pay what one business can negotiate with one bank. Through Omnea, your payments ride on the combined volume of every client on the platform.

Aggregated volume

Rates negotiated on platform-wide volume, often below what a single business can secure alone.

Smart routing

Omnea routes each flow across multiple sponsoring banks to the most cost-effective path.

One integration

No separate bank connections, accounts or certification projects for each payment type.

Predictable costs

Clear per-transaction pricing, with reconciliation and reporting included rather than billed by the hour.

Controls built into every rand that moves

Collections and payouts are where money goes missing, gets misdirected or is defrauded. Omnea puts regulated controls between your business and those risks.

Funded payouts only
Nothing is released until the batch is funded and matched, so there’s no credit exposure and no half-paid runs.
Client money kept separate
Funds in transit sit in dedicated TPPP accounts, apart from Omnea’s own money.
Fraud management and TPPP controls
Payments are checked for fraud as they pass through Omnea, with FICA reporting handled by Omnea.
Every payment reconciled
Collections matched to references, payouts tracked to paid or returned, and exceptions resolved by our team.
Dual authorisation and audit trail
No single person can release a payout, and every action is recorded.
Fraud checks
Anomalous payments are flagged as they are processed.

Every common way money comes in and goes out

Collections

CardSettled to your account at T+1
PayShapReal-time payments and requests to pay
EFTMatched to payer references automatically
Debit ordersCollected on agreed dates, matched to payer references

Disbursements

Salaries and wagesBulk batches with dual approval
SuppliersPaid on schedule, with remittance data
Refunds, claims and payoutsSingle payments by API, as they happen
DestinationsBank accounts and mobile wallets

Pass money through, or keep it working

Collect and pay out

Money moves through Omnea and out — collections settled to your accounts, payouts released within a day.

Choose it when you want better-priced, lower-risk collections and payouts, without keeping balances on a platform.

Build on Omnea

Money is placed in ringfenced custodian accounts your customers own, ready to use for products, services and payouts.

Choose it when balances stay on the platform and you want them to work for you and your customers.
Explore build on Omnea →

Many clients start by collecting and paying out through Omnea, then build on Omnea as they grow. It’s the same platform and the same integration.

See what collecting and paying out through Omnea would save you.

Share your collection and payout volumes, and we’ll show you the pricing and the controls that fit.

Book a discovery session